Air Ambulance
Fee Negotiation

Out-of-Network Services

Out-of-network air ambulance charges typically exceed $50,000 per flight and complex fixed-wing transports can run past $250,000. Healthcare Horizons™ negotiates fair, market-based rates that protect your plan and your members while keeping providers fairly compensated for the vital service they deliver.

Out-of-Network Services

Out-of-network air ambulance charges typically exceed $50,000 per flight and complex fixed-wing transports can run past $250,000. Healthcare Horizons™ negotiates fair, market-based rates that protect your plan and your members while keeping providers fairly compensated for the vital service they deliver.

Our Approach

Specialized Expertise.
Transparent Results.

Air ambulance negotiation is our core competency. Most out-of-network flights are billed above $50,000, and complex fixed-wing transports can run past $250,000, a real strain on plans and members. We also recognize the vital role these providers play, so our goal is always a rate that is fair to the plan and the provider alike.

That fairness comes from our Healthcare Horizons Air Ambulance Index. Instead of pricing a claim as a percentage of billed charges, which only rewards a provider for billing more, we apply flat rates for base transport and mileage, shaped by provider data we refine year over year. The result is pricing that stays consistent and fair on both sides of the table.

Pre-Service Negotiation

Non-emergency transport is a strong candidate for pre-service negotiation. We define this category to include trips to hospice, rehabilitation centers, skilled nursing facilities (SNF), and long-term acute care (LTAC), which the NSA currently classifies as emergencies.

Post-Service Claim Negotiation

When claims have already been submitted, we engage providers directly, using regional benchmarks and market data to negotiate rates that are fair for both the plan and the provider.

Avoid IDR Altogether

IDR is slow and costly, and it is exactly what most plans want to avoid. That is a core reason to bring us in: because we settle the majority of claims quickly through direct negotiation, often in about a week, they are processed and closed long before they would ever reach the IDR process. On the rare claim a provider insists on IDR, your plan is fully prepared.

Why Healthcare Horizons for Air Ambulance Negotiations?

Why Healthcare Horizons

Our core competency is air ambulance fee negotiation. The singular focus means deeper provider relationships, faster resolutions, and better outcomes for your plan.
Substantial Cost Savings

By securing fair, flat-rate pricing, we reduce billed charges by an average of 38%, keeping premiums, deductibles, and out-of-pocket costs manageable for the members who count on the plan.

Streamlined Process

We manage the full negotiation process, from initial claim review through final resolution, freeing your team to focus on member care and operational priorities.

Expertise & Provider Relationships

Decades navigating air ambulance billing, reimbursement benchmarks, and the No Surprises Act dispute process, backed by long-standing relationships with major operators. That combination means we often reach a fair resolution through direct negotiation, faster and with less friction than the formal IDR track.

Comprehensive Scope

Air ambulance is our focus, but not our only capability. We also negotiate other out-of-network services, including non-emergency transports to hospice, LTAC, and inpatient rehabilitation facilities,  based on your plan’s needs.

Flat Rates, Never Percentages

We price every air ambulance claim on flat rates for base transport and mileage, never a percentage of billed charges. Percentage-of-billed pricing hands providers the pen: raise the bill, raise the payment. Flat rates remove that lever, keeping costs predictable for clients and fair for providers. The numbers come from the Healthcare Horizons Air Ambulance Index, not a generic benchmark.

Member Protection

When a provider’s charges go up, members feel it. Member responsibility (also called patient responsibility) is a share of the allowed amount, so higher charges mean higher deductible, coinsurance, and out-of-pocket costs. Unchecked, that rising spend also pushes self-funded groups and TPAs to raise premiums across the plan. By settling on rates that are fair to providers, we help hold down what members owe.

Industry Perspective

Rising Costs and Abuse in the Air Ambulance Industry

Air ambulances save thousands of lives every year. But the way these services are priced and billed has made them one of the most common sources of catastrophic surprise bills in American healthcare.
$
36,400

Median charge for a helicopter transport, with fixed-wing at $40,600 (GAO, 2017 data).

69
%

Share of privately insured air ambulance transports billed out of network, exposing patients to balance bills (GAO).

73
%

Share of air ambulance helicopters owned by just three firms, concentrating pricing power (American Action Forum, citing GAO).

Most air ambulance transports, emergency airlifts and scheduled transfers alike, are billed out of network at charges far above the cost of the flight. In an emergency there is no time to choose an in-network provider. In non-emergency transfers there is time, yet facilities often steer patients to a high-cost carrier anyway. The No Surprises Act (2022) caps what patients owe and routes disputes to arbitration, but its benchmark is limited when so few transports happen in network, so the cost pressure shifts onto the plan.

Prices stay high for structural reasons: three firms own most of the nation’s air ambulance helicopters, competition is thin, and the Airline Deregulation Act of 1978 has been read to bar states from regulating air ambulance pricing. The market is also still expanding, with the number of U.S. air ambulance operators growing roughly 7% a year from 2019 to 2024, to more than 700 businesses. And costs keep climbing. In workers’ compensation alone, average payments per transport rose more than 60% in a decade, from about $15,000 to over $25,000.

The bottom line. Air ambulance care is essential, but inflated charges, surprise billing, and market concentration are structural problems policy has been slow to fix. Self-funded plans do not have to wait. Healthcare Horizons controls these costs today with fair, flat rates set by our proprietary rating system, protecting members and paying providers fairly rather than leaving the outcome to a broken market.

Sources: U.S. Government Accountability Office, National Association of Insurance Commissioners, American Action Forum, and the Workers Compensation Research Institute.

Partner With Us

A Partner on Your Side of the Table

Healthcare Horizons works as an extension of your plan, securing fair air ambulance rates quickly, protecting members from surprise balance bills, and keeping providers fairly compensated so the resolutions we reach actually hold. We are not a wedge between you and the provider. We are the party making sure the number is right for everyone.

That balance is the point. Plans keep costs predictable, members are shielded from six-figure shocks, and providers are paid fairly for the vital service they deliver. When every side is treated fairly, disputes fade and outcomes last.

Ready to explore how Healthcare Horizons can protect your plan? Schedule a meeting or reach out through our contact page.